Financial and Dental Insurance

We are committed to providing you with the best possible care. If you have dental insurance, we are anxious to help you receive your maximum allowable benefits. In order to achieve these goals, we need assistance and understanding of our payment policy.

Payment for services is due at the time services are rendered unless payment arrangements have been approved in advance by our staff. We accept

  • Cash
  • Check
  • Mastercard
  • Visa
  • danville dentist payment optinsAmerican Express
  • Care Credit

We will be happy to help you process your insurance claim form for reimbursement. We do require benefits to be assigned to Elise J. Daggs, DDS.

Returned checks and balances older than 30 days may be subject to additional collection fees and interest charges. Charges may also be made for broken appointments cancelled without 24 hours advance notice.

We will gladly discuss your proposed treatment and answer any questions relating to your insurance.

You must realize, however, that:

  • Your insurance is a contract between you, your employer and the insurance company. We are not a party to that contract.
  • Our fees are generally considered to fall within the acceptable range by most companies, and therefore are covered up to the maximum allowance determined by each carrier. This only applies to companies that pay a percentage (such as 50% or 80%) of UCR. UCR is defined as usual, customary and reasonable. This statement does not apply to companies that reimburse based on an arbitrary ‘schedule’ of fees, which bears no relationship to the current standard and cost of care in the area.
  • Not all services are covered benefits on all contracts. Some insurance companies arbitrarily select certain services they will not cover.

We must emphasize that, as dental care providers, our relationship is with you the patient, not your insurance company. While filing of insurance claims is a courtesy that we extend to our patients, all charges are your responsibility from the date that services are rendered.

We realize that temporary financial problems may affect timely payment of your account. If such problems do arise, we encourage you to contact us promptly for assistance in the management of your account.

If you have any questions regarding the above information or any uncertainty regarding your insurance coverage, PLEASE do not hesitate to ask. We are here to help you.